We can provide assistance with the registration and licencing of a bank and other financial institutions.

Malta’s drive to become a leading financial centre has attracted some of the major operators in this industry.  This rapid growth in the banking and finance sector in the past decade is mainly due to the transformation from a tightly controlled publicly owned sector to a more liberal sector attracting many foreign investors.  Malta has witnessed an increase not only in the banking segment but also in financial institutions that have set up their operations here since the regulatory framework also suits their demands.

Nevertheless, recently banks and other financial institutions are facing unparalleled international and European Union regulatory developments rendering it extremely difficult for the banks and other financial institutions to manage the risk inherent in such regulations and legislation.  Our Banking law sector has a dedicated and experienced team of lawyers who can offer a solution-based approach to the complex requirements of today’s legislative and regulatory framework within which the banks are required to operate.

Despite the burden of the continuous new legislative and regulatory requirements, Malta still remains an attractive Financial Service centre. Apart from being a member of the Eurozone and its geographical position, Malta has a very prompt and accessible regulator, the Malta Financial Services Authority (the ‘MFSA’).

The Maltese banking industry can boast to have a solid capital base and high liquidity ratios, while adopting a prudent and conservative business model. This ensures that the Maltese banks are a strong and sound industry, rendering them robust to face any adverse economy effects.